Making a Difference
to your
Financial Future

My Story 

I am Carmen. Attracted by the fulfilment of a meaningful career, I joined the financial services industry to make a difference in people’s lives.

 

To date, I am blessed to have helped numerous individuals and families achieve their financial goals, as well as protect their loved ones from the unexpected. 

 

Being an entrepreneur means I am a student of life. Based on this philosphy, I have consistently built upon my expertise in the areas of insurance and estate planning. This has allowed me to expand my scope of service to also assist owners of SME and other businesses in ensuring the continuity of their legacy and buisness interest.

 

The fulfilment I have received from being of service to others through my work is something I cherish as it aligned with the values I uphold in my life. Because of this, I am passionate about what I do.

 

 Connect with me on Linkedin

 

My Services

Plan

Plan out your Financial Future today! Get to understand your financial goals better and most importantly, setting the right finacial budget for the goals ypu want in life. Everyone of us wants to have the best things in life, but realistically, we can't have everything. Setting the right financial goal first is the key to making right financial decisions for your life. Find out more from me over coffee.
Protect
Some people mistakenly measure insurance coverage by the number of policies they have, but the reality is that having many insuran>/ce policies does not equate to having sifficient coverage. Find out from me if you are really adequately covered, or grossly under insured. 
Grow

This power of compounding is real and the earlier you start, the better it is. Some people choose to avoid risk by keeping savings in the bank, thinking it's a safe haven. However, if you consider inflation, savings in the bank is the place that you definately lose the value of your money. Find out more from me how you can grow your investments while managing the risk through diversification.

 

Estate Planning 

Estate planning is an impoartant and everlasting gift you give to your loved ones. Find out more from me on how to prepare a smooth transfer of your assets to your intended beneficiaries when you have taken permanent leave.

 

Career Development

I strongly believe that the wealth advisory business can provide people with an abundance of opportunities to grow as individuals, secure lifelong employability and experience upward social mobility. I am passionate in helping young professionals who are interested to embark on an entrepreneurial journey and build a sustainable career for themselves.

 

Connect with me today to see how we can embark on this journey together.

 

My Achievements

Top Rookie
2012
Million Dollar Round Table (MDRT)
2013 to 2015
Court of the Table (COT)
2016 to 2018
Chartered Financial Planner (CFP)
2016

Videos

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    Contact


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